Privacy Policy

Part 1: Purpose of this policy

1.1 Quintessential Equity Pty Ltd A.C.N. 141 879 423, AFSL 347953 and each Group Entity are committed to the protection of Personal Information in accordance with the Australian Privacy Principles and the Privacy Act.

1.2 This Privacy Policy describes the way we collect, hold, use, and disclose Personal Information in accordance with the Privacy Act and the Australian Privacy Principles. It is not intended to cover categories of Personal Information that are not covered by the Privacy Act or the Australian Privacy Principles.

1.3 This Privacy Policy applies to Personal Information collected from:

  • (a) investors and prospective investors
  • (b) employees and prospective employees
  • (c) suppliers, contractors and service providers; and
  • (d) other individuals with whom we interact.

1.4 This Privacy Policy does not apply to employee records we hold relating to current or former employees, where the handling of those records is directly related to the employment relationship, as permitted under applicable law.

1.5 We may, from time to time, review and update this Privacy Policy, including for business practices, to consider new laws, regulations, and technology.

1.6 All Personal Information held by us will be governed by our most recent Privacy Policy, posted on our Website.

1.7 This policy is available free of charge via our Website.

Part 2: How to contact us

2.1 If you wish to make any inquiries about this Privacy Policy or make a complaint you can contact us in any of the following ways:

By Email - Marked to the attention of the Privacy Officer
coysec@quintessential.com.au

By Post
Privacy Officer
Quintessential Equity Pty Ltd
Level 3, 90 Collins Street Melbourne, VIC 3000

By Telephone
Privacy Officer
(03) 9914 2214

Part 3: Definitions & interpretation

3.1 For the purpose of this Privacy Policy:

AML Information means the Personal Information that we collect and hold as part of complying with our AML/CTF obligations, including (but not limited to) customer due diligence-related information.

AML/CTF Obligations means our obligations as a reporting entity, as set out in the AML/CTF Legislation.

AML/CTF Legislation means the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) (AML/CTF Act) and the Anti-money Laundering and Counter-Terrorism Financing Rules 2025 (Cth), as amended from time to time.

Australian Privacy Principles means the principles set out in schedule 1 of the Privacy Act.

Business Day means any day of the week except a Saturday, Sunday or a day which is an official public holiday in the city of Melbourne

Group Entity means a company which shares a common director or shareholder with Quintessential Equity Pty Ltd A.C.N. 141 879 423.

Personal Information means information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether the information is true or not, and whether recorded in a material form or not, and includes AML Information.

Privacy Act means Privacy Act 1988 (Cth) as amended from time to time.

Privacy Officer means the contact person within our business for questions or complaints regarding our handling of personal information.

Sensitive Information means information or an opinion about an individual’s:

  • (a) racial or ethnic origin
  • (b) political opinions
  • (c) membership of a political association
  • (d) religious beliefs or affiliations
  • (e) philosophical beliefs
  • (f) membership of a professional or trade association
  • (g) membership of a trade union
  • (h) sexual orientation or practices; or
  • (i) criminal record

that is also Personal Information; or

  • (j) health information about an individual
  • (k) genetic information about an individual that is not otherwise health information
  • (l) biometric information that is to be used for the purpose of automated biometric verification or biometric identification; or
  • (m) biometric templates.

Suspicious Matter Report means a report that we are required to submit to AUSTRAC if a suspicious matter reporting obligation arises as defined in section 41 of the AML/CTF Act.

Tipping off prohibition means a disclosure to a person that we have lodged, are required to lodge, or have prepared, a Suspicious Matter Report to lodge AUSTRAC, where such disclosure would or could reasonably be expected to prejudice a criminal investigation.

Website means the website accessible via the internet or similar network that is owned, operated or made available by or on behalf of Quintessential including any associated domains, subdomains and content. The URL of the Quintessential Website at the date of this Privacy Policy is https://www.quintessential.com.au

A reference to “ Qunitessential” “we or us” is a reference to Quintessential Equity Pty Ltd A.C.N. 141 879 423 and each Group Entity.

A reference to “you” is a reference to an individual in repect of whom we have collected and hold Personal Information or intend to do so.

Part 4: Types of Personal Information we Collect

4.1 We may collect and hold Personal Information from investors, prospective investors, employees, prospective employees, suppliers and contractors and other individuals that is reasonably necessary:

  • (a) for one or more of our functions or activities; and
  • (b) to enable us to comply with our legal obligations (which include our AML/CTF Obligations).

4.2 Information which we collect and hold may include your name, gender, date of birth, contact details (including your address, phone numbers, and email addresses), details or copies of your identification documents (such as driver’s licence or passport), financial information, payment details, bank account details, tax file numbers (where permitted by law), company and trust information including information regarding directorships , beneficiaries and ABN/ACN, and/or products and services information and preferences, employment history, qualifications and references, payroll tax, and superannuation information.

4.3 We may collect Sensitive Information where we are required to do so or otherwise with consent of the individuals concerned. We will not collect Sensitive Information about you without your consent, unless an exemption in the Australian Privacy Principles applies. These exemptions include (but are not limited to) if the collection is required or authorised by law, or necessary to take appropriate action in relation to suspected unlawful activity or serious misconduct.

4.4 We do not adopt a government related identifier (such as a tax file number, Medicare number or driver’s licence number) as our own identifier of you. We only use or disclose government related identifiers where required or authorised by law or otherwise permitted.

4.5 We do not give you the option of dealing with us anonymously, or under a pseudonym. This is because it is impractical and, in some circumstances, illegal for us to deal with individuals who are not identified.

Part 5: Why do we collect Personal Information?

5.1 We collect Personal Information for our usual functions or activities, including:

  • (a) establishing and administering investments
  • (b) complying with legal and regulatory obligations
  • (c) complying with our AML/CTF Obligations
  • (d) maintaining investor registers and records
  • (e) communicating with investors
  • (f) providing information about our products and services (subject to applicable marketing laws)
  • (g) recruitment and employment administration
  • (h) payroll, taxation and superannuation
  • (i) performance management and compliance with employment obligations
  • (j) engaging and managing service providers
  • (k) processing payments; or
  • (l) maintaining business relationships

Part 6: When and how do we collect Personal Information?

6.1 We may collect Personal Information about you in a number of ways including when you:

  • (a) interact with us over the phone or in person
  • (b) interact with us online
  • (c) participate in surveys or questionnaires
  • (d) attend a Quintessential event
  • (e) subscribe to our mailing list
  • (f) apply for a position with us as an employee, contractor or volunteer
  • (g) visit our Website
  • (h) request information about us or our products or services
  • (i) provide feedback
  • (j) change your content or email preferences
  • (k) contract with us; or
  • (l) invest with us.

6.2 We may also collect Personal Information about you through publicly available sources or via third parties, including from our business partners and other service providers who assist us in our business operations.

6.3 In some circumstances, we may receive Personal Information that we have not requested. If this occurs, we will comply with our obligations under the Privacy Act. You acknowledge that we may de-identify and/or destroy this information unless we are required to keep it by law.

6.4 When we collect Personal Information (whether directly from you or from a third party), we will notify you or ensure you are aware of:

  • (a) our identity and contact details
  • (b) the fact and circumstances of collection
  • (c) whether collection is required or authorised by law
  • (d) the purposes of collection
  • (e) the consequences if the information is not collected
  • (f) the types of organisations we usually disclose that kind of information to
  • (g) how to access and correct your information
  • (h) how to complain; and
  • (i) whether we are likely to disclose the information overseas and, if practicable, the countries in which recipients are likely to be located.

We usually provide this information through collection notices on application forms, investor portals, website forms, onboarding documentation and supplier engagement materials.

Part 7: Information collectd via our website

7.1 We will not collect any Personal Information about users of our Website except when they knowingly provide it or as otherwise described below. For example, we may collect Personal Information from users of the Website when they:

  • (a) complete an online form, including registering to receive updates, promotional material, or other information; and/or
  • (b) otherwise correspond with us.

Part 8: Click Stream Data

8.1 When you visit and browse our Website, our Website host may collect Personal Information for statistical, reporting, and maintenance purposes. Personal Information collected by our Website host will not be used to identify you. The information may include:

  • (a) the number of users visiting our Website and the number of pages viewed
  • (b) the date, time, and duration of a visit
  • (c) the IP address of your computer; or
  • (d) the path taken through our Website.

8.2 Quintessential’s Website host uses this information to administer and improve the performance of our Website, including to assist with the diagnoses of and to provide support for any issues with our Website or services.

Part 9: Cookies

9.1 Cookies are small text files that are transferred to a user's computer hard drive by a website for the purpose of storing information about a user's identity, browser type, or website visiting patterns.

9.2 If you access our Website, a cookie is downloaded onto your computer's hard drive when you first log on to our Website. You can adjust your internet browser to disable cookies; however, we may not be able to provide you with all the service or functionality you require on our Website if you choose to do so.

Part 10: Web Beacons

10.1 Web beacons are images that originate from a third-party site to track visitor activities. We may use web beacons to collect aggregate data and provide this information to our Website host to administer and improve the performance of our Website.

Part 11: Links to external websites

11.1 If you follow any links to external websites from our Website, this Privacy Policy will not apply to those websites, which may have their own policies relating to privacy and data collection and website usage. If you choose to access any linked website or provide any Personal Information on such websites, you should review their policies and terms of use to learn more about how they may use your Personal Information. We are not responsible for and will not be liable for the operations or policies of any external website.

Part 12: How Quintessential uses the Personal Information it collects about you

12.1 We use the Personal Information which we collect about you for our business functions and activities, which may include the following:

  • (a) to provide you with information, products, or services you have requested
  • (b) to open and administer your investment and keep you informed about your investment and opportunities available to you
  • (c) to promote and market our products and services to you
  • (d) to personalize and customize your experiences on our Website
  • (e) to help us research the needs of our clients
  • (f) to conduct research for the purposes of improving existing products or services or creating new products or services
  • (g) to provide you with ongoing information about us and our activities
  • (h) to allow us to provide third-party information and offers in which we believe you may be interested
  • (i) to use aggregated or de-identified information for the purposes of data analysis, research, and reporting
  • (j) to comply with regulatory or other legal requirements, including our AML/CTF Obligations
  • (k) for purposes related to the employment of our personnel and providing internal services to our staff
  • (l) to consider any concerns or complaints you may have; and
  • (m) for any other use required or permitted by law or purpose communicated to you at the time that the Personal Information was collected or for which you provided your consent.

12.2 We may use your Personal Information for a secondary purpose if that secondary purpose is related to those purposes listed in clause 12.1 if we have your consent, or if otherwise provided for under the Privacy Act. Sensitive Information will be used and disclosed only for the purpose for which it was provided (or a directly related secondary purpose), unless you agree otherwise, or an exemption in the Privacy Act applies.

Part 13: Direct marketing

13.1 We may send you direct marketing communications and information about our services, opportunities, or events that we consider may be of interest to you.

13.2 We may only use Personal Information we collect from you for the purposes of direct marketing without your consent if:

  • (a) the Personal Information does not include Sensitive Information; and
  • (b) you would reasonably expect us to use or disclose the information for the purpose of direct marketing; and
  • (c) we provide a simple way of opting out of direct marketing; and
  • (d) you have not requested to opt out of receiving direct marketing from us.

13.3 These communications may be sent in various forms, including mail, SMS, and email, in accordance with applicable marketing laws, such as the Australian Spam Act 2003 (Cth). You consent to us sending you those direct marketing communications by any of those methods. If you indicate a preference for a method of communication, we will endeavour to use that method whenever practical to do so. You may opt-out of receiving marketing communications from us at any time by following the instructions to “unsubscribe' set out in the relevant communication or by contacting us using the details set out in Part 2.

13.4 In addition, where you have provided your consent, we may also use your Personal Information or disclose your Personal Information to third parties for the purposes of advertising, including online behavioural advertising, website personalisation, and to provide targeted or retargeted advertising content to you (including through third party websites).

13.5 If we disclose Personal Information to a third party, before we enter into an agreement with the third party, we review the terms of the agreement with the third party to understand how Personal Information is collected, handled and stored by that third party, and we ensure that we are satisfied that the third party has appropriate processes in place to protect the Personal Information, and where relevant, to comply with its obligations under the Privacy Act.

Part 14: The Use of Automated decision making Artifical Intelligence

14.1 We may use automated processes, including algorithms and data analytics tools, to assist in making decisions and carrying out activities in connection with our business. These processes may involve the use of your Personal Information to:

  • (a) assess investor eligibility or suitability for particular products or investment opportunities
  • (b) monitor transactions and investor behaviour for compliance, risk management, fraud detection and anti-money laundering or counter terrorism purposes
  • (c) support administrative functions, including account management and reporting; and
  • (d) tailor communications, including marketing and investor updates, based on your preferences and interactions with us.

14.2 Automated decision-making may involve profiling, where we analyse Personal Information to evaluate certain characteristics, such as investment preferences, risk profile, or likely interests.

14.3 Where automated processes are used, they are typically designed to support human decision-making and are not solely determinative of outcomes that significantly affect you. However, in some circumstances, decisions may be made with limited human involvement.

14.4 We take reasonable steps to ensure that any automated decision-making processes we use are fair, reasonable, and do not result in unjustified adverse impacts.

14.5 You may request further information about how automated decision-making is used in relation to your Personal Information, or request that we review a decision, by contacting us using the details set out in Part 2

Part 15: Who do we disclose your Personal Information to?

15.1 Depending on the nature of your relationship with us, we may disclose your Personal Information to shareholders, officers, and employees of Quintessential or of a Group Entity, service providers who assist us in our business operations when this is necessary for them to provide their services, government bodies, regulatory authorities and law enforcement bodies, and third parties, or otherwise as required by law, including as required to comply with our AML Obligations.

15.2 We may also disclose your Personal Information to our Website host or service providers in certain limited circumstances, for example, when our Website experiences a technical problem or to ensure that it operates in an effective and secure manner. To the extent that we do share your Personal Information with a service provider, we would only do so if that party has agreed to comply with the same or similar privacy standards as described in this Privacy Policy.

15.3 We may also share non-personal, de-identified, and aggregated information for research or promotional purposes in connection with providing requested information or services to you, or for the purposes of improving our services. We will not sell your Personal Information to third parties for marketing purposes.

15.4 You may authorize us to disclose Personal Information that we hold about you to your financial adviser, administrator, or another person nominated by you.

15.5 If we disclose your Personal Information to third parties, including service providers that perform business activities for us, they may only use your Personal Information for the specific purpose for which we supply it.

15.6 We will make third parties aware of this Privacy Policy and will also ensure that third parties have implemented policies in relation to the management of your Personal Information in accordance with the Privacy Act.

15.7 These policies include:

  • (a) regulating the collection, use and disclosure of Personal and Sensitive Information
  • (b) de-identifying Personal and Sensitive Information wherever possible
  • (c) ensuring that Personal and Sensitive Information is kept securely, with access to it only by authorised employees or agents of the third parties; and
  • (d) ensuring that the Personal and Sensitive Information is only disclosed to organisations which are approved by us.

15.8 When disclosing Personal Information about an individual, we ensure that we will not breach the Tipping off prohibition.

15.9 Unless otherwise specified in this Privacy Policy, Quintessential, Group Entity or Quintessential’s Website host will not disclose any of your Personal Information to any other organization unless the disclosure is required by law or is otherwise permitted by the Privacy Act or is with your consent.

Part 16: Overseas Disclosure

16.1 We may disclose personal information to recipients located overseas, including where we use offshore service providers or cloud-based systems. Where we do so, we take reasonable steps to ensure that the recipient complies with the Australian Privacy Principles.

Part 17: Storage and security of Personal Information held by Quintessential

17.1 Quintessential will take reasonable steps to protect your Personal Information from misuse, interference, and loss and from unauthorized access, modification, or disclosure. We will do this by adopting one or more of the following

  • (a) Encryption
  • (b) Access controls
  • (c) Secure storage; and
  • (d) Staff training.

17.2 Quintessential aims to keep your Personal Information secure and up to date. we will comply with our obligations under the Privacy Act in relation to any Personal Information that we handle, including information that is held on Quintessential’s computer systems.

17.3 Personal Information that is held by Quintessential in hard copy is stored securely on its premises and is only disclosed or used for the purposes described in this Privacy Policy.

Part 18: Updating and correcting your Personal Information

18.1 Quintessential will take reasonable steps to ensure that the Personal Information that we collect, use, hold and disclose is accurate, up-to-date, and complete. You can update your Personal Information at any time by contacting us in any of the ways specified in Part 2. We welcome any changes to your Personal Information to keep our records up to date.

18.2 We encourage you to contact us to update any Personal Information we hold about you. If we correct information that has previously been disclosed to another entity, we will notify the other entity within a reasonable period of the correction. Where we are satisfied information is inaccurate, we will take reasonable steps to correct the information within 30 days, unless you agree otherwise. We do not charge you for correcting the information.

Part 19: How long will Quintessential keep your Personal Information?

19.1 Quintessential will keep your Personal Information only for as long as required for our business purposes and otherwise as required by Australian law, including as required to comply with our AML Obligations.

19.2 Where there is no longer a need to keep your Personal Information, we will take positive and reasonable steps to destroy or de-identify your Personal Information.

19.3 If you wish to have your Personal Information destroyed or de-identified, please let us know, and we will take reasonable steps to do so (unless we need to keep it for legal, auditing, or internal risk management reasons).

Part 20: Finding out what Personal Information Quintessential holds about you

20.1 You are entitled to access Personal Information that we hold about you. If you request access to your Personal Information, we will grant your request unless providing you with access would unreasonably impact upon the privacy of others or is not otherwise permitted under the Australian Privacy Principles or at law. If we refuse your request to access your Personal Information, we will provide you with written reasons for the refusal.

20.2 A request for access can be made by contacting us in any of the ways specified in Part 2. You may request access to, or correction of, your Personal Information by contacting us. We will respond within a reasonable period and in accordance with the Privacy Act. We may refuse access in limited circumstances permitted by law.

20.3 We will require identity verification, and specification of what information is required, before we provide access to Personal Information. An administrative fee for search and photocopying costs may be charged for providing access.

Part 21: Notifiable Data Breaches

21.1 We maintain a data breach response process. Where we suspect unauthorised access, disclosure or loss of Personal Information, we will take steps to contain and assess the incident.

21.2 If a breach is likely to result in serious harm and is an ‘eligible data breach’, we will comply with our obligations under the Notifiable Data Breaches scheme, including notifying affected individuals and the Office of the Australian Information Commissioner where required.

Part 22: Complaints

22.1 If you believe we have breached the Privacy Act or the Australian Privacy Principles, you may contact us using the details in Part 2. Please note we may require proof of your identity and full details of your request before we can process your complaint. We will acknowledge your complaint promptly, investigate the matter; and provide a response within a reasonable timeframe.

22.2 If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner.

by:

Part 23: Dates to this policy

23.1 This Privacy Policy will be reviewed from time to time to take account of new laws and technology, and changes to our operations and the business environment.

23.2 We ensure that we stay informed of any issues or developments in relation to the application of the Privacy Act and any changing legal obligations by subscribing to the OAIC’s newsletter (Information Matters newsletter | OAIC).

23.3 We monitor for, and address any new security threats or risks, by signing up to alerts from the Australian Signals Directorate (Sign up for alerts | Cyber.gov.au).

Part 24: Responsibilities

24.1 It is the responsibility of management to inform employees and other relevant third parties about this Privacy Policy and any changes to this Privacy Policy.

24.2 All new employees are provided with timely and appropriate access to this Privacy Policy, with training in relation to appropriate handling of Personal Information, including in relation to de-identifying or destroying documents, as well as cyber-security threats and risks.

24.3 Employees or other relevant third parties that do not comply with this Privacy Policy may be subject to disciplinary action.

Privacy breaches must be reported to management by employees and relevant third parties. Ignorance of this Privacy Policy will not be an acceptable excuse for non-compliance. Employees or other relevant third parties that do not comply with this Privacy Policy may be subject to disciplinary action.

Part 25: Document control

Effective from 1 July 2026.